From f5574e040eccd5c0c2b4e97e2cc448aa3abd3a76 Mon Sep 17 00:00:00 2001 From: Sarah-DfE <103052329+Sarah-DfE@users.noreply.github.com> Date: Thu, 12 Dec 2024 14:16:56 +0000 Subject: [PATCH 1/4] SEO changes to the teachers pension page --- .../teachers-pension-scheme.md | 24 +++++++++---------- 1 file changed, 11 insertions(+), 13 deletions(-) diff --git a/app/views/content/life-as-a-teacher/pay-and-benefits/teachers-pension-scheme.md b/app/views/content/life-as-a-teacher/pay-and-benefits/teachers-pension-scheme.md index f954e4be18..0d0cfe6ac8 100644 --- a/app/views/content/life-as-a-teacher/pay-and-benefits/teachers-pension-scheme.md +++ b/app/views/content/life-as-a-teacher/pay-and-benefits/teachers-pension-scheme.md @@ -19,38 +19,36 @@ keywords: --- One of the great benefits of a teaching career is a secure pension that will help you save for your future. -The teachers’ pension scheme is one of the most generous in the country. These are some of the key benefits of the scheme. +The teachers’ pension scheme is one of the most generous in the country. -## Easy to get started +## How the teachers' pension works -As a teacher, you’ll be automatically enrolled at the start of your career, and remain in the scheme when moving teaching jobs, unless you opt out. +You’ll automatically be enrolled into the pension scheme at the start of your career. You'll remain in the scheme when moving teaching jobs, unless you opt out. Under the scheme, you'll automatically pay from your salary into your pension each month. At the same time, your employer also contributes. Once you join the scheme, it's quick and easy to manage your pension online. -## Based on your salary +## Salary-based pension contributions The teachers' pension scheme includes an employer contribution of 28.6%. -It’s a ‘defined benefit’ pension, which means that it’s based on your salary rather than the amount you contribute. +It’s a ‘defined benefit’ pension, which means it’s based on your salary rather than the amount you contribute. -If your salary increases, the amount you and your employer pay will increase too. You can also choose to pay extra contributions if you want to. [Learn more about paying extra contributions on the teachers' pension scheme website](https://www.teacherspensions.co.uk/members/working-life/paying-in/increasing-your-pension/additional-pension.aspx). +If your salary increases, you and your employer's pension contributions will increase too. You can also choose to pay extra contributions if you want to. [Learn more about paying extra contributions on the teachers' pension scheme website](https://www.teacherspensions.co.uk/members/working-life/paying-in/increasing-your-pension/additional-pension.aspx). -## Tax-free saving +## Teachers' pension contributions are tax-free -All of your contributions are tax-free, as the scheme is registered with HM Revenue and Customs. +Teachers' pension contributions are tax-free, as the scheme is registered with HM Revenue and Customs. -It’s also one of only 8 schemes backed by the government. This means that it’s not reliant on pension money being invested elsewhere. +It’s also one of only 8 pension schemes backed by the government. This means that it’s not reliant on pension money being invested elsewhere. The scheme is flexible so you can convert part of your pension early as a tax-free lump sum. -## Protection for your family +## Financial protection for your family If you became ill during your career, you could apply for early ill-health retirement. If you were to die while actively paying into your pension, a nominated beneficiary would receive a death grant. After 2 years of paying into your pension, a nominated beneficiary would also receive a pension after you die. -## More detailed information - -To find out more about the teachers’ pension scheme, visit the [teachers' pension scheme website](https://www.teacherspensions.co.uk/members/new-starter.aspx). +To find out more about the teachers’ pension scheme, visit the [teachers' pension scheme website](https://www.teacherspensions.co.uk/members/new-starter.aspx). \ No newline at end of file From bbd03c4c539400a8b1bf81520a6fc962dc1c2081 Mon Sep 17 00:00:00 2001 From: Sarah-DfE <103052329+Sarah-DfE@users.noreply.github.com> Date: Fri, 13 Dec 2024 09:11:09 +0000 Subject: [PATCH 2/4] removing quote marks Co-authored-by: Gemma Dallman <87642394+gemmadallmandfe@users.noreply.github.com> --- .../pay-and-benefits/teachers-pension-scheme.md | 2 +- 1 file changed, 1 insertion(+), 1 deletion(-) diff --git a/app/views/content/life-as-a-teacher/pay-and-benefits/teachers-pension-scheme.md b/app/views/content/life-as-a-teacher/pay-and-benefits/teachers-pension-scheme.md index 0d0cfe6ac8..7c9762e761 100644 --- a/app/views/content/life-as-a-teacher/pay-and-benefits/teachers-pension-scheme.md +++ b/app/views/content/life-as-a-teacher/pay-and-benefits/teachers-pension-scheme.md @@ -33,7 +33,7 @@ Once you join the scheme, it's quick and easy to manage your pension online. The teachers' pension scheme includes an employer contribution of 28.6%. -It’s a ‘defined benefit’ pension, which means it’s based on your salary rather than the amount you contribute. +It’s a defined benefit pension, which means it’s based on your salary rather than the amount you contribute. If your salary increases, you and your employer's pension contributions will increase too. You can also choose to pay extra contributions if you want to. [Learn more about paying extra contributions on the teachers' pension scheme website](https://www.teacherspensions.co.uk/members/working-life/paying-in/increasing-your-pension/additional-pension.aspx). From 1fe1ac323e4f9179756e674ba38f47ea366b1e1e Mon Sep 17 00:00:00 2001 From: Sarah-DfE <103052329+Sarah-DfE@users.noreply.github.com> Date: Fri, 13 Dec 2024 09:20:06 +0000 Subject: [PATCH 3/4] Apply suggestions from code review Co-authored-by: emmaachesongray <168454683+emmaachesongray@users.noreply.github.com> Co-authored-by: Gemma Dallman <87642394+gemmadallmandfe@users.noreply.github.com> --- .../pay-and-benefits/teachers-pension-scheme.md | 4 ++-- 1 file changed, 2 insertions(+), 2 deletions(-) diff --git a/app/views/content/life-as-a-teacher/pay-and-benefits/teachers-pension-scheme.md b/app/views/content/life-as-a-teacher/pay-and-benefits/teachers-pension-scheme.md index 7c9762e761..72f2d10145 100644 --- a/app/views/content/life-as-a-teacher/pay-and-benefits/teachers-pension-scheme.md +++ b/app/views/content/life-as-a-teacher/pay-and-benefits/teachers-pension-scheme.md @@ -23,7 +23,7 @@ The teachers’ pension scheme is one of the most generous in the country. ## How the teachers' pension works -You’ll automatically be enrolled into the pension scheme at the start of your career. You'll remain in the scheme when moving teaching jobs, unless you opt out. +You’ll automatically be enrolled into the pension scheme at the start of your career. You'll remain in the scheme if you move teaching jobs, unless you opt out. Under the scheme, you'll automatically pay from your salary into your pension each month. At the same time, your employer also contributes. @@ -35,7 +35,7 @@ The teachers' pension scheme includes an employer contribution of 28.6%. It’s a defined benefit pension, which means it’s based on your salary rather than the amount you contribute. -If your salary increases, you and your employer's pension contributions will increase too. You can also choose to pay extra contributions if you want to. [Learn more about paying extra contributions on the teachers' pension scheme website](https://www.teacherspensions.co.uk/members/working-life/paying-in/increasing-your-pension/additional-pension.aspx). +If your salary increases, the pension contributions you and your employer make will increase too. You can also choose to pay extra contributions if you want to. [Learn more about paying extra contributions on the teachers' pension scheme website](https://www.teacherspensions.co.uk/members/working-life/paying-in/increasing-your-pension/additional-pension.aspx). ## Teachers' pension contributions are tax-free From eb375279d0c82b6480c32d3582320e02fb1bba32 Mon Sep 17 00:00:00 2001 From: Sarah-DfE <103052329+Sarah-DfE@users.noreply.github.com> Date: Mon, 16 Dec 2024 10:54:50 +0000 Subject: [PATCH 4/4] removing sentence after policy review --- .../pay-and-benefits/teachers-pension-scheme.md | 1 - 1 file changed, 1 deletion(-) diff --git a/app/views/content/life-as-a-teacher/pay-and-benefits/teachers-pension-scheme.md b/app/views/content/life-as-a-teacher/pay-and-benefits/teachers-pension-scheme.md index 72f2d10145..fe679d7881 100644 --- a/app/views/content/life-as-a-teacher/pay-and-benefits/teachers-pension-scheme.md +++ b/app/views/content/life-as-a-teacher/pay-and-benefits/teachers-pension-scheme.md @@ -19,7 +19,6 @@ keywords: --- One of the great benefits of a teaching career is a secure pension that will help you save for your future. -The teachers’ pension scheme is one of the most generous in the country. ## How the teachers' pension works