getSubscriptions() returns empty array without Storekit config

[hyu-uit]

I implemented react-native-iap and config in Appstore Connect. I used Storekit to test it:

1. I created a storekit file and sync with apple developer account
2. My storekit can sync and get subscriptions I added in Appstore Connect
3. I change scheme options with storekit configuration
4. It works perfectly

Then I want to test with Sandbox account, so I edited scheme to none with storekit configuration. But when I debug on my phone, do not have any subscriptions fetched!

When set up in Appstore connect, I agreed with Terms but not add bank account. My question is: "Does missing adding bank account is the problem in my case?"

**Expected Behavior
Can fetch subscriptions without storekit config.

**Environment:
react-native-iap:
react-native:
Platforms (iOS, Android, emulator, simulator, device): ios 15.5, real phone

Thank you so much